Nalin Verma
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Open for Winter 2027 internships

Nalin Verma.

A working journal on applied AI and the quiet edges of the market— kept by a Management Engineering student at Waterloo, with a dinosaur for company.

01

About.

I’m a Management Engineering student at the University of Waterloo. By day I consult on data & AI problems for banks at Tiger Analytics. On the side I’m an ML researcher at WAT.ai on InsightPulse— a cross-asset intelligence platform turning unstructured market text into trading signals.

My interest sits at a particular intersection: applied AI, capital markets, and the discipline of putting real money into live markets. I want to do this work full-time at firms that take both halves seriously.

02

Work history.

  1. 04
    Analytics Consulting Intern · Banking & Financial Services · Santa Clara

    Building data and AI solutions for global banking clients. Working under Mohit Garg (Associate Vice President & Portfolio Head, BFS) on credit, risk, and quantitative analytics workflows.

    May 2026 → now
  2. 03

    WAT.ai

    Active
    ML Researcher — InsightPulse

    ML researcher on a cross-asset financial intelligence platform. Building NLP pipelines that pull trading signals out of earnings calls, filings, and market commentary.

    Jan 2026 → now
  3. 02
    Co-founder

    Nutrition platform with two sides under one roof: AI-generated personalised diet plans, and one-on-one consults with expert dieticians. Co-founded; involved across product, ML, and growth.

    2025 → now
  4. 01
    Operations Intern

    Process and inventory analytics for a medical device manufacturer. First time using data to drive operational decisions in a regulated industry.

    2025
03

Things I'm building.

PROJECT01 / 04

InsightPulse

A cross-asset financial intelligence platform. Take in unstructured text from earnings calls, filings, analyst commentary; spit out ranked, time-stamped trading signals through a small API.

NLP signal extraction across equities, FX, and commodities.
WAT.ai · 2026 → now
IN PROGRESS02 / 04

AI Investment Research Agent

An autonomous LLM agent that writes institutional-style investment memos: pulls fundamentals, screens news, builds a thesis, drafts the long form — with citations — in under a minute.

First draft of a memo in <60s. Python, LLMs, RAG, tool use.
Side project · 2026
STARTUP03 / 04

Click A Diet

Co-founded a nutrition platform that runs on two sides at once: AI-generated personalised diet plans, and one-on-one consults with expert dieticians. Both the algorithmic and the human path under one roof.

Two sides: AI diet plans + expert dietician consults.
Co-founder · 2025 → now
PAPER04 / 04

Effects of Digital Gaming on the Mental and Physical Health of Teenagers

Co-authored peer-reviewed research on the mental and physical health effects of digital gaming on teenagers. Published in the International Journal of Advanced Research (IJAR), 2024, with Dr. Vinay Goel, Chairman of Neurology at Medanta.

Survey design, statistical analysis, academic writing.
IJAR · 2024published
04

What the money is doing.

A small personal portfolio I've kept since June 2025. Real money, modest sums, tracked carefully.

+0%
PAST 1 YEAR · NIFTY 50 +0.2%

The portfolio is built around ETF-driven thematic exposure — broad indexes, precious metals, US tech via Nasdaq 100, and one targeted sector bet on defence. Long holding period, minimal turnover, position sizing driven by conviction not optionality.

It is a modest sum. The point is the process.

sectors —
Investing in these since Jun ’25
5 sectors
  1. 01Broad marketCore
  2. 02GoldHedge
  3. 03SilverHedge
  4. 04Nasdaq 100US tech tilt
  5. 05DefenceThematic

Why ETFs, mostly.

At my size, any edge from individual stock picking gets eaten by execution friction and the urge to fiddle. ETFs let me express a thematic view with single-digit expense ratios, no idiosyncratic blow-up risk, and a clean process I can actually stick to.

Why I'm holding defence.

Defence is in a structural reshoring cycle globally — multi-decade capex commitments, indigenization mandates across major economies, a long order book. Policy-backed rather than cyclical; the thesis plays out across European primes, US defence, or any clean expression of the trade.

Five sectors, ETF-driven. Not investment advice.
As of May 22, 2026